Service — Fintech Solutions
Fintech Solutions
Secure, compliant, and scalable fintech software. Payment processing, open banking APIs, investment platforms, KYC/AML workflows, and white-label financial products — built by engineers who understand financial regulation.
Fintech built for compliance and scale.
Financial software fails at the intersection of security, compliance, and scalability. We build for all three from day one.
Compliance-Ready Architecture
PCI DSS-aware design, GDPR data handling, and audit trails baked in. We design systems that make compliance reviews straightforward.
Security by Design
Encryption at rest and in transit, zero-trust API design, penetration testing, and security code reviews on every release.
Global Payment Reach
Stripe, Adyen, PayPal, local payment methods (SEPA, BACS, iDEAL), and crypto — we integrate whatever your market requires.
Built for Audit
Immutable transaction logs, full data lineage, and automated reconciliation reports. Every financial action is traceable.
Full-stack fintech development
From payment integrations to full white-label banking platforms — we cover the entire fintech spectrum.
Payment Processing Integration
Stripe, Adyen, Braintree, PayPal, and local payment methods. Subscriptions, one-time, split payments, and marketplace payouts.
Open Banking & Plaid Integration
Plaid, TrueLayer, and Open Banking API integrations for bank account connectivity, income verification, and transaction enrichment.
KYC & AML Solutions
Automated identity verification, document checking, PEP/sanctions screening, and ongoing transaction monitoring workflows.
Investment & Wealth Platforms
Portfolio management dashboards, robo-advisory engines, real-time market data feeds, and regulatory reporting modules.
Lending & Credit Software
Loan origination systems, credit scoring models, repayment tracking, and automated underwriting workflows.
Crypto & Digital Asset Integration
Crypto payment acceptance, wallet management, multi-chain support, and digital asset custody integrations.
Financial Reporting & Reconciliation
Automated reconciliation, general ledger integration, regulatory reporting (MiFID II, EMIR), and real-time dashboards.
White-Label Banking Solutions
Fully branded banking apps and payment products built on BaaS platforms (Railsbank, Synapse, Bond) — faster to market.
Compliant fintech delivery — step by step
Compliance Scoping
We map your regulatory requirements (PSD2, PCI DSS, FCA, SEC) and design an architecture that meets them without over-engineering.
Security Architecture
Threat modelling, data flow diagrams, encryption strategy, and access control design — documented before any code is written.
Development & Review
Agile development with security-focused code reviews, automated SAST scanning, and staged environments with production parity.
Audit & Launch
Pre-launch security audit, penetration test, compliance documentation, and a monitored rollout with real-time fraud dashboards.
Common questions
Are you PCI DSS compliant?
We build PCI DSS-aware systems and follow PCI DSS guidelines in our development practices. For full PCI certification of your system, we work alongside your compliance team and a qualified security assessor (QSA). We never store raw card data — we use tokenisation via Stripe or Adyen.
Can you integrate Plaid for bank account connectivity?
Yes. We have delivered multiple Plaid integrations covering account aggregation, income verification, identity verification, and transaction enrichment. We also work with TrueLayer and Open Banking APIs for European markets.
How do you handle KYC verification?
We integrate with KYC/AML providers (Onfido, Jumio, Sumsub, Veriff) and build the orchestration layer — collecting documents, running checks, managing retry flows, and feeding results into your compliance dashboard.
Can you build a crypto payment integration?
Yes. We integrate crypto payment gateways (Coinbase Commerce, BitPay, NOWPayments) and build custom multi-chain wallet management systems. We also handle the fiat on/off-ramp integrations.
How do you ensure transaction data security?
All transaction data is encrypted at rest (AES-256) and in transit (TLS 1.3). We implement field-level encryption for sensitive fields, immutable audit logs, and row-level security in the database.
Do you build for both US and European markets?
Yes. We have delivered fintech solutions under US regulations (SEC, FINRA, state money transmitter licences) and EU regulations (PSD2, MiFID II, GDPR). We have offices in Miami, FL and Limassol, Cyprus.
How long does a fintech project take?
A payment integration takes 2–4 weeks. A KYC flow takes 4–8 weeks. A full investment platform takes 4–9 months. Compliance requirements affect timeline — we scope this precisely in discovery.
How much does fintech development cost?
Payment integrations start from $8,000. KYC/AML workflows start from $15,000. Full investment or lending platforms start from $60,000. Compliance and security requirements add scope — we provide a detailed quote after discovery.
Let's build your fintech product
Tell us your regulatory context, your integration needs, and your users. We respond within 24 hours with a compliance-first architecture proposal.
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